🌍 Built for Africa

Africa's Smartest Finance Platform.

One powerful platform covering Business, Family, Personal and Schools finance — built for the African context, powered by modern technology.

4
Finance Modules
₦0
Setup on Personal
100%
African-Built
Business Dashboard
₦4.2M
Revenue
₦1.8M
Expenses
₦2.4M
Net Profit
57%
Margin
Revenue vs Expenses — 6 months
Staff Salary−₦450,000
Client Payment+₦900,000
Office Rent−₦120,000

Trusted by businesses, families and schools across Nigeria

Lagos Businesses
Abuja Startups
PH Traders
School Networks
Family Households
Sole Proprietors
NGOs & Churches
SME Finance Teams
Lagos Businesses
Abuja Startups
PH Traders
School Networks
Family Households
Sole Proprietors
NGOs & Churches
SME Finance Teams
Platform Modules

One Platform. Every Finance Need.

Pick the module that fits your situation. Each is fully-featured with role-based access, reporting, and Paystack billing.

🏢
Business Finance

Full-stack accounting for SMEs — entity management, multi-account tracking, staff payroll, tax calculator across 8 African countries, and 2-person approval workflows.

Income & ExpensesStaff PayrollTax CalculatorApproval WorkflowsBudget Planning
₦10,000 / month
🏡
Family Finance

Manage household budgets, savings goals, member contributions, and financial health scores. Built for couples and extended families.

Household BudgetsSavings GoalsMember TrackingHealth ScoreSpending Reports
₦10,000 / month
👤
Personal Finance

Track income, spending, debt snowball plan, investment portfolio, and net worth — all on one clean personal dashboard.

Spending TrackerBudget LimitsSavings GoalsDebt SnowballInvestment Log
₦5,000 / month
🎓
Schools Finance

Term-based fee collection, departmental budgets, multi-campus management, and financial reporting built for Nigerian schools.

Fee CollectionTerm BudgetsMulti-CampusFee ScheduleTerm Reports
₦30,000 / month
Platform Features

Built Different. Built for Africa.

Every feature designed for the African financial context — from Paystack payments to NDPR-compliant data handling.

🔐
2-Person Approval System

Every expense requires two independent approvals before funds are released. Initiators cannot approve their own submissions — preventing fraud and errors.

📊
Real-Time Reports

Income vs expense charts, category breakdowns, budget variance. Print-ready with one click. Pure PHP/SVG — no external libraries.

💳
Paystack Integration

Pay via card, bank transfer or USSD. Webhooks automatically provision dashboards the moment payment clears.

🏦
Multi-Account Tracking

Link as many bank accounts as needed. Every transaction tied to a specific account. Balances update automatically.

📋
Term-Based School Finance

Schools run on academic terms, not calendar months. VaultCore reflects this with Term 1/2/3 filters and per-class fee schedule management.

🌍
8-Country Tax Calculator

Calculate CIT, VAT, WHT, PAYE and local levies for Nigeria, Ghana, Kenya, South Africa, Rwanda, Tanzania, Uganda and Ethiopia.

🎯
Debt Snowball Engine

Auto-identifies your smallest debt as the snowball target. Track monthly interest and record payments as you clear each debt.

📈
Investment Portfolio Log

Track stocks, crypto, fixed deposits, mutual funds, T-Bills, pension and forex with real-time return % on every update.

Getting Started

Up and Running in Minutes

01
Choose Your Module

Select Business, Family, Personal or Schools. Pay securely via Paystack — card, bank transfer, or USSD.

02
We Set You Up

Your dedicated subdomain (yourname.vaultcore.space) is provisioned within 24 hours. Login credentials sent by email.

03
Start Tracking

Log in, add your bank accounts, and start recording income and expenses immediately.

Pricing

Simple, Flat Pricing.

One plan per module. No tiers, no feature gating. Everything included from day one.

Everything Included
Business Finance

Complete business finance management for SMEs and growing companies.

₦10,000/month
Billed monthly via Paystack. Cancel anytime.
  • Unlimited Entities & User Accounts
  • Income & Expense Tracking
  • Multi-Bank Account Management
  • Staff & Payroll Management
  • 2-Person Expense Approval
  • Tax Calculator — 8 African Countries
  • Budget Planning & Variance Reports
Get Started →
Everything Included
Family Finance

Everything to manage your household finances with clarity.

₦10,000/month
Billed monthly via Paystack. Cancel anytime.
  • Up to 12 Members
  • Income & Expense Tracking
  • Savings Goals with Progress Tracking
  • Financial Health Score
  • Member Contribution Reports
  • Budget Planning by Category
Get Started →
Everything Included
Personal Finance

Your complete personal money dashboard.

₦5,000/month
Billed monthly via Paystack. Cancel anytime.
  • Unlimited Transactions
  • Income & Expense Tracking
  • Category Budget Limits
  • Savings Goals
  • Debt Snowball Tracker
  • Investment Portfolio Log
  • Net Worth Calculator
Get Started →
Everything Included
Schools Finance

Full finance management for schools and school networks.

₦30,000/month
Billed monthly via Paystack. Cancel anytime.
  • Up to 5 Campuses
  • Fee Collection & Tracking
  • Term-Based Fee Schedule
  • 2-Person Expense Approval
  • Departmental Budget Planning
  • Term & Annual Reports
Get Started →
Testimonials

Trusted by Real People

★★★★★

“VaultCore transformed how our finance team operates. The 2-person approval workflow alone saved us from several costly errors.”

AO
Adebayo Okoye
CEO, Okoye Trading Ltd
★★★★★

“We manage three school campuses on one dashboard. The term-based reporting is exactly what Nigerian schools need.”

MF
Mrs Folake Adeyemi
Proprietress, Sunrise Academy
★★★★★

“I finally understand where my money goes every month. The debt snowball tracker changed how I think about my finances.”

CN
Chukwuemeka Nwachukwu
Software Engineer, Lagos
★★★★★

“Managing our household used to be chaotic. Now every naira is tracked and every savings goal is visible in one place.”

B&
Bimpe & Tolu Adeleke
Lagos Family
🔒SSL Encrypted
💳Paystack Secure
🇳🇬NDPR Compliant
🏦Bank-Grade Security
☁️Daily Backups
2-Person Approval
FAQ

Got Questions?

How does VaultCore work?+

You sign up and choose a module. After payment via Paystack, our team provisions your subdomain (yourname.vaultcore.space) within 24 hours and sends login credentials by email.

How is my data protected?+

Your data lives on your own WordPress installation with SSL encryption, daily Hostinger backups, and role-based access control. We comply with Nigeria's NDPR regulations.

Can I have multiple users?+

Yes. Business and Schools plans support multiple user accounts with role-based permissions. You control exactly what each team member can see and do.

What is the 2-person approval system?+

Any expense submitted requires a second user to approve it before funds are deducted. The person who submitted cannot approve their own expense — preventing fraud.

What payment methods are accepted?+

We use Paystack, which supports debit/credit cards, bank transfers, and USSD from all major Nigerian banks.

Can I cancel my subscription?+

Yes. Cancellations take effect at the end of your billing period. No long-term contracts or cancellation fees.

How long does setup take?+

Your subdomain is typically ready within 24 hours of payment. We send login credentials directly to your email.

Start Today

Ready to Take Control
of Your Finances?

Join businesses, families, schools and individuals using VaultCore to manage money with clarity and confidence.

Get Started Now → Talk to Us
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